personal finance budget excel spreadsheet

PERSONAL FINANCE BUDGET EXCEL SPREADSHEET FREE

We may receive financial compensation from these third parties. Please be aware that some of the links on this site will direct you to the websites of third parties, some of whom are marketing affiliates and/or business partners of this site and/or its owners, operators and affiliates. It makes you the master of your money instead of a slave to it. In the end, I cut my budget to just $460 a month (excluding property taxes and insurance, which I paid once a year). If they didn’t, I found cheaper rates with other providers. I needed them lowered, or I was going to look elsewhere. I told them I was looking at my budget, and the rates they were charging me were too high. I immediately called my cell phone provider, insurance agent, and cable company. Within seconds, I found expenses that were just too much for what they were. I put all those expenses into a simple monthly budget template. I looked at my bank and credit card statements to see what I was spending each month. Here’s the play-by-play of what happened when I wrote out my budget: There were two main reasons I accomplished such a feat:

PERSONAL FINANCE BUDGET EXCEL SPREADSHEET FREE

Top Free Monthly and Weekly Budget PlannersĪ few years back, I paid off $21,000 of debt in just six months. You won’t regret it.įree Budget Calculator (Excel For Single or Family Household Spending)įree Weekly Budget Template (Simple Budget Planner Spreadsheet) Take a moment, make a budget, and create wealth. Most of us don’t stop to make a plan for our money. We make money, we spend it, and we put that process on repeat the next month. But beyond that, he just wasn’t paying attention. This dude was making-get this-$600,000 a year!Īnd he was struggling to pay the bills? Sure, he lived in a high-cost-of-living area. He sent all the info, and my eyes couldn’t get past his monthly income. I shot him an email back, asking for all the usual stuff:Īnd the $150 fee I charged (which I felt guilty about until I got his email back) A man reached out to me a few years ago-looking for help with his finances.

Personal finance budget excel spreadsheet